{"id":9401,"date":"2020-07-10T00:16:55","date_gmt":"2020-07-09T22:16:55","guid":{"rendered":"https:\/\/droitbancaire.be\/?p=9401"},"modified":"2026-07-27T22:31:34","modified_gmt":"2026-07-27T20:31:34","slug":"covid-payment-deferral-credits-year-end","status":"publish","type":"post","link":"https:\/\/droitbancaire.be\/en\/covid-payment-deferral-credits-year-end\/","title":{"rendered":"Covid-19: Payment Deferral on Mortgage and Business Credits Extended to Year-End"},"content":{"rendered":"<p>Febelfin, the Belgian banking federation, has announced that individuals and businesses which requested and obtained a payment deferral on their mortgage or business loan until 31 October 2020 at the latest may benefit from a further deferral until the end of that year.<\/p>\n<p>To obtain a (new) deferral, borrowers must continue to meet all the conditions at the time the extension is requested. They must be able to show that they are still financially affected by the consequences of the coronavirus crisis, thereby justifying a deferral of their credits.<\/p>\n<p>Borrowers who had not yet requested a deferral remained eligible, provided their request was approved by 30 September. For an extension of the deferral, the request had to be made before 20 September.<\/p>\n<p>On the initial conditions of the deferrals, see our detailed article on this site. We also recall the Belgian State guarantee scheme on new credits.<\/p>\n<p><em>This article is a translation. Only the French version is authoritative. It is provided for information purposes and does not constitute legal advice.<\/em><\/p>\n<p><!-- SM --><\/p>\n<div class=\"maillage-sm\">\n<h3>On the same topic<\/h3>\n<ul>\n<li><a href=\"https:\/\/droitbancaire.be\/en\/reverse-mortgage-risk-or-opportunity\/\">The Reverse Mortgage: Risk or Opportunity?<\/a><\/li>\n<li><a href=\"https:\/\/droitbancaire.be\/en\/2016-reform-mortgage-credit-belgium\/\">The 2016 Reform of Mortgage Credit in Belgium<\/a><\/li>\n<li><a href=\"https:\/\/droitbancaire.be\/en\/covid-new-payment-deferral-mortgage-business-credit\/\">Covid-19: New Possibility to Request a Payment Deferral on Mortgage or Business Credit<\/a><\/li>\n<li><a href=\"https:\/\/droitbancaire.be\/en\/bank-liability-mortgage-credit-termination-conciliation\/\">Bank Liability When Terminating a Mortgage Credit: The Effect of a Conciliation Report<\/a><\/li>\n<\/ul>\n<\/div>\n<p><!-- \/SM --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Febelfin, the Belgian banking federation, has announced that individuals and businesses which requested and obtained a payment deferral on their mortgage or business loan until 31 October 2020 at the latest may benefit from a further deferral until the end of that year. To obtain a (new) deferral, borrowers must continue to meet all the&#8230; <a class=\"more-link\" href=\"https:\/\/droitbancaire.be\/en\/covid-payment-deferral-credits-year-end\/#more-9401\">Continue Reading &rarr;<\/a><\/p>\n","protected":false},"author":185562167,"featured_media":3146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","advanced_seo_description":"Febelfin extended the deferral on mortgage and business credits to the end of 2020, subject to continued eligibility conditions.","jetpack_seo_html_title":"Covid-19: Payment Deferral on Credits Extended to Year-End","jetpack_seo_noindex":true,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[11430064,6325],"tags":[],"class_list":["post-9401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credits","category-non-classe","clear","fallback-thumbnail"],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pbYDZD-2rD","jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/droitbancaire.be\/wp-content\/uploads\/2020\/07\/glasses-5146199_1920.jpg?fit=1920%2C1407&ssl=1","_links":{"self":[{"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/posts\/9401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/users\/185562167"}],"replies":[{"embeddable":true,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/comments?post=9401"}],"version-history":[{"count":2,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/posts\/9401\/revisions"}],"predecessor-version":[{"id":9796,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/posts\/9401\/revisions\/9796"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/media\/3146"}],"wp:attachment":[{"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/media?parent=9401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/categories?post=9401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/droitbancaire.be\/en\/wp-json\/wp\/v2\/tags?post=9401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}